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At your closing, you'll receive a title commitment — a document outlining exactly what the title company has found and the terms under which title insurance will be issued.

What is a title commitment?

A title commitment is issued after our title search is complete. It outlines the basic details of your transaction, identifies anything that could affect ownership, and lists what needs to happen before we can issue your final title insurance policy.

The Four Key Schedules of the Title Commitment

Schedule A

Includes the basic details of the transaction.
Names — buyer and seller
Property legal description
Sales price
Lender (if applicable)

Schedule B

Potential issues or liens that may affect your home ownership.
Surveys
Property tax
Easements
Building lines
Mineral and oil leases

Schedule C

Items that could affect ownership and must be addressed prior to closing.
Existing mortgage loans
Liens
Judgements
Legal proceedings

Schedule D

A review of the key contacts on the transaction.
Title insurer
Title agent

Our Partners

Questions about your title commitment?

Our team is happy to walk through any schedule with you.
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