Skip to main content

Selling your home
without an agent?

Everything you need to know about FSBO contracts — and how Patriot Title Agency helps you close safely and correctly.

A direct agreement between buyer and seller

A For Sale By Owner contract is a real estate purchase agreement used when a homeowner sells their property without hiring an agent or broker. The seller handles the sale directly with the buyer — and the contract outlines all the legal terms of the transaction.

What a FSBO contract includes

  • Buyer and seller information
  • Property address & legal description
  • Purchase price
  • Closing date
  • Items included with the sale
  • Earnest money deposit
  • Financing terms (cash, loan type, etc.)
  • Inspection & appraisal contingencies
  • Disclosures required by law
  • Signatures of both parties

How it works

01

Seller markets & negotiates

The seller handles pricing, marketing, and negotiations directly — without a real estate agent.

02

Agreement is signed

Once buyer and seller agree on terms, they execute a FSBO purchase agreement.

03

Title company takes over

The signed contract is sent to Patriot Title Agency to begin the title search, escrow, and closing preparation.

Why people use FSBO

  • Advantages
  • Seller may save on real estate commission
  • Direct communication between buyer and seller
  • Full control over the sale process and timeline
  • Potential challenges
  • Seller handles pricing, marketing, and paperwork
  • Higher risk of contract mistakes or missed disclosures
  • Most FSBO sellers still rely on title companies to close correctly

Even FSBO transactions need a title company

Whether you're working with an agent or going it alone, Patriot Title Agency handles the critical parts of closing — giving you confidence that the transaction is done right.

Title search

Title insurance

Escrow funds

Closing docs

Deed recording

Our Partners

Start with the contract.
We'll handle the rest.

Download our free FSBO contract, then let Patriot Title Agency manage the title search, escrow, and closing — so you close safely without an agent.
© 2026 Patriot Title Agency, Inc. All rights reserved.